How many of us actually have a budget for monthly expenses? How many of us actually stick to our budget? Most people shy away from budgeting because they may feel overwhelmed by what exactly you are supposed to do, or how you are supposed to do it.
Thankfully budgeting does not have to be difficult or a pain staking item on your to do list. Here are a few pointers on how you can create a simple budget that works for you.
IDENTIFY YOUR INCOME AND EXPENSES
This simply means how much you spend versus how much money you make. … Read More